Celia Wallet Rolls Out Major July 2026 Update With Naira Deposits, ChainScore Rewards, and Expanded Crypto Features

Celia Wallet has unveiled one of its most significant platform upgrades to date, introducing a series of new financial and blockchain features aimed at making cryptocurrency more accessible to everyday users.

Released on July 20, 2026, the latest version of the Celia Wallet mobile application is now available on both the Apple App Store and Google Play for eligible regions. The update delivers a redesigned interface, expanded trading capabilities, new rewards mechanisms, and direct banking integration for Nigerian users.

The launch marks another step in Celia's broader ambition to become an all-in-one digital asset platform powered by the $CELIA ecosystem. Beyond visual improvements, the update focuses on practical functionality by reducing barriers to crypto ownership, streamlining transactions, and introducing incentives designed to reward long-term engagement.

Direct Naira Deposits and Withdrawals Go Live

The headline feature of the July update is the introduction of direct Naira deposits and withdrawals for users in Nigeria.

Previously, many crypto users relied on third-party payment providers or external services to convert local currency into digital assets. With the new update, eligible users can transfer funds directly between their Nigerian bank accounts and their Celia Wallet balances without leaving the application.

This native banking integration significantly simplifies the buying and selling process while reducing reliance on intermediaries.

According to the company, Nigeria is the first country to receive this feature. Celia plans to expand similar fiat banking services into additional markets after obtaining the necessary regulatory approvals and operating licenses.

The gradual rollout reflects the company's strategy of complying with local financial regulations before introducing fiat services internationally.

Users Can Buy Crypto Starting From Just ₦200

Another major addition is the ability to purchase cryptocurrency with as little as ₦200, dramatically lowering the minimum entry point for new investors.

During the announcement, Celia co-founder Emmanuel Afula demonstrated the feature by purchasing USDT using only 200 Nigerian Naira, highlighting how quickly local currency can now be converted into digital assets inside the application.

The low minimum purchase requirement could make cryptocurrency more accessible for students, first-time investors, and users who prefer dollar-cost averaging through small, regular investments rather than larger one-time purchases.

For many Nigerians, where mobile payments have become part of daily life, the feature removes one of the traditional barriers to entering the crypto market.

Expanded Multi-Chain Ecosystem Supports More Than 15,000 Tokens

Celia Wallet continues expanding its blockchain ecosystem through broader multi-chain compatibility.

The platform currently supports several major blockchain networks, including:

Ethereum
Solana
BNB Chain
Base
Polygon

Through these supported networks, users can access more than 15,000 cryptocurrencies and digital tokens directly from a single wallet interface.

Rather than requiring separate wallets for different ecosystems, users can manage multiple blockchain assets in one application, making portfolio management considerably more convenient.

The company also says improvements have been made to token discovery, transaction processing, and overall asset management across supported chains.

ChainScore Rewards Introduced to Encourage User Activity

A completely new feature arriving with Version 6.0.0 is the ChainScore Rewards program.

Instead of rewarding users only for holding assets, the system measures platform engagement through everyday activities.

Source: Official X

Users may earn ChainScore rewards by completing actions such as:

Depositing funds
Withdrawing assets
Buying cryptocurrency
Selling crypto
Swapping digital assets

The company has also introduced multiple loyalty levels that increase as users become more active within the ecosystem.

Although Celia has not yet published detailed formulas explaining exactly how ChainScore calculations work, the program appears designed to encourage consistent participation rather than occasional transactions.

Reward systems like ChainScore have become increasingly common across crypto platforms as companies compete to improve user retention and long-term engagement.

Refreshed User Interface Improves Navigation

Alongside new financial services, Celia Wallet has redesigned its overall user experience.

The application now features smoother navigation, faster loading speeds, cleaner portfolio displays, and an updated dark-mode interface.

Early promotional images released by the company showcase several improvements, including:

Simplified crypto search
Faster buy and sell screens
Real-time Naira balance tracking
Streamlined bank transfer workflow
Improved portfolio visibility

Users can quickly monitor major cryptocurrencies including Bitcoin (BTC), Ethereum (ETH), BNB, Solana (SOL), and leading stablecoins from a single dashboard.

While many of these changes appear cosmetic at first glance, faster navigation can significantly improve usability for traders who regularly move between assets or monitor market conditions throughout the day.

Native Bitcoin Support and Celia Cash Transfers Arrive

Version 6.0.0 also expands the wallet's technical capabilities.

Among the biggest additions is enhanced native Bitcoin support, allowing users to manage BTC more efficiently alongside assets from Ethereum-compatible networks.

The update also introduces Celia Cash, a new transfer feature intended to simplify internal transactions between eligible users.

Although the company has shared limited technical details about Celia Cash, the feature appears designed to provide faster transfers within the Celia ecosystem while complementing existing blockchain transactions.

Together with improvements to portfolio management and transaction handling, these additions further broaden the wallet's functionality beyond basic crypto storage.

Referral Program Offers Lifetime Rewards

Celia has also expanded its referral program as part of the July release.

Under the updated system, users who invite friends to the platform can receive 2% of the lifetime fees generated by eligible activity from those referrals.

Unlike referral campaigns that expire after a fixed promotional period, the lifetime reward model aims to encourage long-term community growth.

Referral incentives have become a common growth strategy among cryptocurrency platforms, helping companies acquire new users while rewarding existing community members.

Update Unavailable in Several Countries

Despite the extensive feature rollout, the latest application version will not be available everywhere.

Co-founder Emmanuel Afula confirmed that regulatory restrictions currently prevent distribution of the updated app in several jurisdictions.

Affected countries include:

India
Bangladesh
Pakistan
Madagascar
Indonesia
Vietnam
Uzbekistan
China
Japan
Taiwan
Thailand
Philippines
Malaysia

Users located in these markets will currently be unable to download or update the newest version through either Google Play or Apple's App Store.

Why Are Some Countries Restricted?

According to Celia, the regional restrictions are primarily related to regulatory compliance.

Because the latest release introduces expanded fiat services and banking integrations, the company says it must secure appropriate financial licenses before making those services available in additional countries.

Rather than launching globally and addressing compliance afterward, Celia appears to be adopting a country-by-country rollout strategy.

The company describes the restrictions as temporary but has not announced when affected users can expect access to resume.

Emmanuel Afula stated that the team continues working with regulators and will provide updates once additional markets receive the required approvals.

Existing Features Continue Supporting Global Users

Even before the July release, Celia Wallet had already established itself as a non-custodial multi-chain wallet serving users in more than 180 countries.

Because the wallet is non-custodial, users maintain control of their private keys and digital assets instead of relying on centralized custody.

Existing platform features include:

Multi-chain asset storage
Cryptocurrency swaps
Portfolio management
Fiat on-ramp and off-ramp services in supported regions
Cross-chain token management

The ecosystem continues to operate around the $CELIA token, which powers several utility and reward functions throughout the platform.

However, the company has not announced any new information regarding the token's circulating supply, market valuation, exchange listing timeline, or future tokenomics as part of this software release.

Community Response Following the Launch

Initial reactions from the crypto community have been largely positive.

Many users praised the direct Naira banking integration, describing it as one of the most practical additions to the application.

Source: Official Emmanue Post

The ability to purchase cryptocurrency for just ₦200 has also received attention, particularly among newcomers looking for affordable entry into digital assets.

At the same time, some users have reported temporary issues after updating, including missing token balances or synchronization delays.

Celia has not yet issued a comprehensive technical statement regarding those reports, though such issues are not uncommon immediately following major application upgrades.

Whether those concerns stem from temporary synchronization problems or isolated software bugs remains unclear.

What Comes Next for Celia Wallet?

Looking ahead, Celia's roadmap appears centered on expanding regulated fiat services into additional countries while continuing to strengthen its blockchain ecosystem.

Future development is expected to focus on:

Expanding direct banking integrations
Securing additional regulatory licenses
Growing the ChainScore rewards ecosystem
Supporting more blockchain networks
Improving transaction speed and wallet performance
Enhancing user experience across global markets

As governments continue introducing clearer cryptocurrency regulations, the pace of Celia's international expansion will likely depend on obtaining approval from financial authorities in each target jurisdiction.

Conclusion

The July 2026 Celia Wallet update represents one of the platform's most ambitious releases so far.

By introducing direct Naira deposits and withdrawals, crypto purchases starting at just ₦200, ChainScore rewards, native Bitcoin support, Celia Cash transfers, and a redesigned user interface, Celia is expanding beyond a traditional crypto wallet into a broader digital finance platform.

While regulatory restrictions currently limit access in 13 countries, the company says it intends to expand availability as compliance approvals are secured. For users in supported regions, the latest release offers a more streamlined experience that combines easier crypto trading, improved asset management, and new opportunities to earn rewards through everyday wallet activity.

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