Pi Network’s Potential Leap into ISO 20022 Could Reshape Its Global Crypto Standing

In a development that could redefine its trajectory, Pi Network is reportedly joining the ISO 20022 standards group—an elite consortium that includes Ripple (XRP) and Stellar (XLM). This move signals a potential leap from community-driven crypto to institutional-grade infrastructure. For a project that began with mobile mining and grassroots adoption, aligning with ISO 20022 could mark its transition into the global financial mainstream.

What Is ISO 20022 and Why It Matters

ISO 20022 is a global standard for electronic data interchange between financial institutions. It enables richer, more structured data in payment messages, improving interoperability across borders and systems. Adoption of this standard is accelerating worldwide, with central banks, SWIFT, and major financial entities migrating to ISO 20022 protocols.

For crypto projects, joining ISO 20022 is more than a technical upgrade—it’s a statement of intent. It suggests readiness to integrate with traditional finance, comply with regulatory frameworks, and support enterprise-grade transactions.

Pi Network’s Position Among Giants

Ripple and Stellar are well-established players in the ISO 20022 ecosystem. Ripple’s XRP is used for cross-border payments, while Stellar focuses on financial inclusion and remittances. Pi Network’s reported inclusion in this group places it in rare company and raises questions about its future role.

Could Picoin become a medium for compliant, cross-border transactions? Is Pi Network preparing for institutional partnerships or central bank integrations? While details remain speculative, the implications are significant.

Community Reaction and Speculation

The Pi Network community, known for its enthusiasm and scale, has responded with excitement. A recent campaign invites users to predict Picoin’s price by the end of 2025, with rewards offered for accurate forecasts. This reflects growing confidence in the coin’s potential and a shift toward market-driven valuation.

However, speculation must be tempered with caution. ISO 20022 membership does not guarantee price appreciation or exchange listings. It does, however, suggest that Pi Network is investing in long-term infrastructure and credibility.

Technical and Regulatory Implications

Joining ISO 20022 requires robust technical architecture and compliance capabilities. Pi Network will need to demonstrate secure transaction protocols, data integrity, and interoperability with existing financial systems. This could accelerate the development of its open mainnet and smart contract capabilities.

Reports suggest that #PiNetwork is joining the ISO 20022 standards group, alongside Ripple (XRP) and Stellar (XLM).

Predict the $Pi coin price by the end of 2025 & win some exciting $Pi Rewards 💰💰
❤️ pic.twitter.com/JJoVr0x0H6

— Pi Update (@CoreNews_2) November 2, 2025

Regulatory alignment is another critical factor. ISO 20022 is often adopted by entities that prioritize compliance and transparency. If Pi Network follows suit, it may attract institutional interest and reduce barriers to adoption in regulated markets.

Web3 Integration and Ecosystem Growth

Pi Network’s evolution toward ISO 20022 aligns with broader web3 trends: decentralization, interoperability, and user empowerment. By bridging crypto and traditional finance, Pi Network could unlock new use cases—from merchant payments to decentralized identity verification.

Its massive user base, estimated at over 60 million, provides a fertile ground for ecosystem expansion. Developers, merchants, and users could benefit from enhanced transaction standards and global compatibility.

Challenges Ahead

Despite the promise, Pi Network faces several hurdles. Technical readiness, regulatory clarity, and exchange accessibility remain unresolved. The project must also maintain transparency and deliver on its roadmap to sustain community trust.

Moreover, ISO 20022 integration is a complex process that demands ongoing investment and collaboration. Success will depend on execution, not just affiliation.

Conclusion: A Defining Moment for Pi Network

If confirmed, Pi Network’s entry into the ISO 20022 standards group could be a turning point. It positions the project for serious consideration in global finance and signals a commitment to long-term viability. For pioneers and investors, this is a moment to watch closely.

Whether Picoin becomes a compliant, scalable digital asset or remains a community experiment will depend on how Pi Network navigates the next phase. But one thing is clear: the ambition is growing, and the stakes are higher than ever.

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Writer @Erlin
Erlin is an experienced crypto writer who loves to explore the intersection of blockchain technology and financial markets. She regularly provides insights into the latest trends and innovations in the digital currency space.
 
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