Pi Network 2025: Surpassing XRP and Stellar, Ready to Dominate Global Payments
Pi Network is once again at the forefront of the crypto world in 2025. With its mainnet launch in February and adoption of the ISO 20022 standard, the network is now poised to challenge the dominance of major players like Ripple (XRP) and Stellar (XLM).
This strategic move is more than just a technical upgrade—it’s a clear signal that Pi Network aims to become the backbone of global blockchain-based payment systems. By embracing interoperability and fast cross-border transactions, Pi Network is asserting itself as a project that can no longer be overlooked.
ISO 20022: The Gateway to Global Finance
ISO 20022 is the international standard for financial messaging and is rapidly becoming the foundation of global payment systems. By adopting this protocol, Pi Network opens the door to integration with traditional financial systems and other blockchains that have already implemented it, such as Ripple and Stellar.
This standard enables richer, more secure, and efficient transaction data exchange. In practical terms, Pi Network can now communicate in the same “digital language” as banks, fintechs, and financial institutions worldwide. It’s a leap from being a community-driven crypto project to becoming a global financial infrastructure.
Mainnet Launch: The Long-Awaited Milestone
After years in testnet and user acquisition phases, Pi Network officially launched its mainnet in February 2025. This launch marks a pivotal moment, signaling the network’s readiness for real-world transactions.
Beyond the technical rollout, the mainnet brings enhanced performance, scalability, and security. With the mainnet live, PiCoin can now be traded, used for payments, and integrated into the broader web3 ecosystem.
Surpassing XRP and XLM: Hype or Reality?
Claims that Pi Network has “surpassed” XRP and XLM are not without merit. In recent months, transaction volume and active user numbers have surged. The GCV (Global Crypto Vision) community has expressed confidence that Pi will reach its peak at the right time, placing full trust in the PiCoreTeam.
But is this enough to overtake two well-established crypto giants in cross-border payments?
Ripple and Stellar have built strong institutional partnerships, including with central banks and major financial entities. However, Pi Network boasts a massive community, a mobile-first approach, and now—thanks to ISO 20022—technical capabilities on par with its competitors.
Integration with CBDCs: A New Frontier
One of the most significant implications of ISO 20022 adoption is the potential for integration with Central Bank Digital Currencies (CBDCs). Many countries are developing or piloting their digital currencies, and interoperability is key.
With the ability to communicate using the same standard, Pi Network could serve as a bridge between crypto and national financial systems. This opens up vast opportunities for remittances, cross-border payments, and even retail payment infrastructure in emerging markets.
Community as the Core Strength
Pi Network’s success is deeply rooted in its community. With over 50 million registered users worldwide, the project has a user base that far exceeds many other crypto initiatives. This community is not passive—it actively contributes to ecosystem development, builds applications, and drives adoption.
Hashtags like #PiNetwork and campaigns from influencers such as @LikeFollowBro on Twitter demonstrate how community power can organically fuel growth and visibility.
Pi Network flourishes in 2025! The ISO 20022 upgrade allows for interoperability with Ripple, Stellar & CBDCs for fast global payments. Mainnet launched in Feb—surpassing XRP & XLM! GCV Community, we will reach the top at the right time..Trust everything to PiCoreTeam#PiNetwork pic.twitter.com/ZnHO6HAe8f
— PiNetwork News (@LikeFollowBro) November 13, 2025
Remaining Challenges
Despite its promising outlook, Pi Network still faces several hurdles. One is the ongoing KYC (Know Your Customer) process. Without comprehensive identity verification, institutional adoption will remain limited.
Additionally, questions about PiCoin’s real market value persist. Without official listings on major exchanges and transparent market mechanisms, its price remains speculative.
The Future of Pi Network: Toward Web3 Dominance?
With all these achievements, Pi Network appears ready to become a major player in the web3 ecosystem. Its blend of advanced technology, massive community, and vision for global financial inclusion makes it a strong contender to redefine how we transact in the future.
However, like all crypto projects, long-term success will depend on execution, real-world adoption, and the ability to navigate evolving global regulations.
Conclusion
Pi Network has entered a new chapter. With its mainnet launch and ISO 20022 adoption, the project now stands shoulder to shoulder with giants like Ripple and Stellar. Is this the beginning of PiCoin’s dominance in crypto and web3? Time will tell—but the world is watching.
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